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How to Manage , Mounting Nationwide , Credit Card Debt .<br/>According to TransUnion data, the average <br/>credit card debt per borrower in the United States <br/>has increased 8.5% year-over-year, reaching $6,218. .<br/>The added pressure on consumers has made <br/>it even more difficult to pay down their debts. .<br/>Yahoo Finance recently sought expert advice <br/>for insights into how Americans can manage <br/>amid the current levels of credit card debt.<br/>Discover Personal Loans Vice <br/>President Dan Nickele highlights the debt <br/>management benefits of personal loans.<br/>One of the great things <br/>about a personal loan is <br/>that you can check your <br/>rate without impacting your <br/>credit report, so you can <br/>explore your options. , Dan Nickele, Discover Personal Loans <br/>Vice President, via Yahoo Finance.<br/>And I think options are a consumer's <br/>best friend, especially somebody <br/>who's trying to manage their debt. , Dan Nickele, Discover Personal Loans <br/>Vice President, via Yahoo Finance.<br/>So I would encourage somebody <br/>who thinks they might have a savings <br/>opportunity to go out and figure out <br/>what rates they can actually earn, <br/>explore their options for <br/>payments and rates, Dan Nickele, Discover Personal Loans Vice President, via Yahoo Finance.<br/>Yahoo Finance points out that while the pace <br/>of inflation showing signs of moderating, consumers <br/>are still facing increased pressure on their budgets.<br/>At the same time, Bank of America's annual Homebuyer <br/>Insights Report found that 72% of potential homebuyers <br/>are concerned about ongoing rent increases. .<br/>A National Institute on Retirement Security <br/>also found that 79% of Americans expressed<br/>pessimism amid a retirement savings crisis
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