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Americans owe over $1 trillion collectively in credit card debt, the Federal Reserve Bank of New York reported Tuesday. The average credit card balance per consumer exceeds $6,000, up 8.5% from the previous year. More borrowers are falling behind on credit card payments, with less than 9% of balances transitioning to delinquency. Serious delinquencies past 90 days reached their highest level since 2010. Younger adults have taken on more debt to cover the rising rent costs, student loans, and auto loans. Credit cards charging an average of 20% interest are typically the most expensive debt.

American Credit Card Debt Surpasses $1 Trillion, as Young Adults Struggle to Cover Costs of Housing, Student Loans

⏲ 0:40 👁 1.4M

SuesKawaiiCollection

Electronic ATM Savings Box with Password Lock & Debit Card

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Smart Family Money

Best No-Fee Debit Cards for Kids & Teens

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May is Mental Health Awareness Month and Planet Fitness ' National Lead Trainer, Freddy Savage shares the tools to help you prioritize your mental AND physical wellness. Mental health continues to be a struggle among Americans year-over-year - and in 2022, one in five adults experienced mental health challenges. Fortunately, another recent study highlighted that physical exercise can greatly impact one's overall mood and mental health - finding that 1.2 million adults who exercised regularly had fewer days of poor mental health than those who didn't exercise. Working out isn't just about how you look; it's about how you feel. Luckily, Planet Fitness offers affordable memberships, that won't break the bank, and with over 2,500+ locations, there's bound to be a gym nearby, making working out more convenient than ever before, and an opportunity to not only boost your physical fitness but also help improve your mood and mental health. And as a certified fitness trainer, Savage strives to share simple tips for people at every fitness level, whether they're new to the gym, getting back into a routine or just looking for simple movements to promote physical and mental health. Slow and Steady Wins the Race: Moderate activity can be just as effective as rigorous workouts when it comes to reducing stress, anxiety, and depression. Start by creating a simple goal such as walking or even stretching for only 10-20 minutes every other day. Continuously increase your movement over time when you feel ready and able. It's all about establishing a strong foundation to get your head in the fitness game. Be Your Own DJ: Step into Planet Fitness' Judgement Free Zone with your favorite tunes ready to go. Music is a great mood booster and a way to infuse any workout with great energy as it keeps a good tempo for your heart rate and is an easy way to get yourself in a mindset that you enjoy. A fun thing to do is to create playlists for different types of workouts and even listen to the soundtrack of your favorite movie. Change it Up: It's crucial to keep your routine fresh and exciting so working out doesn't become a chore! The next time you head into the gym, try a new piece of equipment you've never explored or take a shot at a new strength training exercise, do something to shock your body and mind so exercise always feels new and fun. Join Planet Fitness today, where memberships are affordable and include free fitness training. For $24.99 a month, you can get the PF Black Card membership which includes additional amenities such as the ability to bring a guest every day at no additional charge, access to all 2,500+ Planet Fitness locations in all 50 states, and more.

3 Workout Tips to Boost Your Physical and Mental Health

⏲ 3:7 👁 51.4M

Smart Family Money

Best Free Debit Cards for Kids & Teens: 2023 UPDAT3

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askpaul The Financial Expert

The Best Children's Savings Accounts

⏲ 1 minute 13 seconds 👁 3.1K

All Links: ☠️ More Movie<br/>YouTube:<br/>https://www.youtube.com/@Bailumylulu<br/> Rumble :<br/> https://rumble.com/c/c-5999868/videos<br/> BiliBili :<br/>https://www.bilibili.tv/en/space/2055644159<br/>Dailymotion :<br/>https://www.dailymotion.com/alexmapeli <br/><br/>Copyright Disclaimer: - Under section 107 of the copyright Act 1976, allowance is mad for FAIR USE for purpose such a as criticism, comment, news reporting, teaching, scholarship and research. Fair use is a use permitted by copyright statues that might otherwise be infringing. Non- Profit, educational or personal use tips the balance in favor of FAIR USE. <br/>alexmapliejack@gmile.com

Dark Matter Official Movie Trailer

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Fran Marie

Best Child Savings Account 2024 | 5.8% Interest | High Interest Childrens Savings Accounts

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Smart Family Money

Capital One Money Review From a Mom of a Teen

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Ant and Dec surprised pupils and staff at a primary school - in recognition of leading the charge in teaching financial education. <br/><br/>The TV duo began their day at St Michael's Primary School in Southfields, south London, by delivering breakfast baskets to the staff room. <br/><br/>The surprises continued as they popped into a year five classroom during a financial education lesson, sparking excitement among the students. <br/><br/>Ant and Dec, who are Santander ambassadors, engaged the class with lively questions and even started a humorous debate about who the better saver was. <br/><br/>The visit culminated in an energetic interruption of the school assembly, attended by over 400 pupils and staff members. <br/><br/>Alongside Ant and Dec, Mike Regnier, Santander UK's CEO, commended the school's commitment to financial literacy, emphasising its importance. <br/><br/>The day ended on a high note with the presenting pair capturing a memorable selfie with the entire school.<br/><br/>And the event marked the one-year anniversary of the Financial Education Recognition Scheme [www.twinkl.co.uk/recognition] launched by the bank in partnership with educational publisher, Twinkl. <br/><br/>St Michael’s was one of the first schools to sign up to the scheme, which calls on schools to commit to teaching pupils a minimum of six hours of financial education each academic year - to help them grow into financially confident adults and ease anxiety about money. <br/><br/>Over 200 schools and educators have already signed up to the scheme. <br/><br/>Ant said: “Today was a lot of fun. Seeing the kids so engaged in their financial education lessons really brought home how important this learning is. <br/><br/>“The enthusiasm and smart questions from the pupils made our day.” <br/><br/>The Financial Education Recognition Scheme complements the work being done through 'The Numbers Game', by Santander and Twinkl, which provides free learning materials designed to improve numeracy and financial knowledge among primary and secondary school students.<br/><br/>Dec said: “Engaging with the kids and teachers at St Michael’s, answering their curious questions, and seeing the impact of an early financial education was all so rewarding.” <br/><br/>St Michael’s is one of the most active schools in the UK when it comes to teaching financial education. <br/><br/>Mike Regnier said: “It’s inspiring to see St Michael’s Primary School leading by example in the essential area of financial education, and that the children are having fun in the process. <br/><br/>“We know from our own research that there is strong evidence of the need for better financial education. <br/><br/>“Nearly 70 per cent of adults believe it would have helped them manage their money better during the recent increases in the cost of living, while over two thirds of parents think teaching children about money should start young and be on the primary school curriculum. <br/><br/>“By gaining financial literacy at a young age, the next generation will have the skills to make informed financial decisions and to create the future they want.” <br/><br/>The Numbers Game has been used by more than 100,000 teachers within 8,300 schools since 2022, and benefited over 2.5 million children and young people across the UK. <br/><br/>Headteacher of St Michael’s Primary School, Angela Harris, added: “I’m absolutely delighted to see the joy and engagement from our students during today's visit from Ant and Dec. <br/><br/>“It’s initiatives like the Financial Education Recognition Scheme that help us enrich our curriculum in ways that truly matter. <br/><br/>“Our partnership has not only brought essential financial concepts to the classroom but has also sparked a curiosity in our pupils about their future financial wellbeing. <br/><br/>“It's a proud moment for us to be acknowledged as a leader in the vital area of financial education.”

Ant & Dec surprise pupils who pioneered financial learning in schools

⏲ 3:24 ✓ 17-May-2024

Sur. Geek333

Capital One Mastercard Debit card for kids 8+ (Money Teen Checking account 2023)

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Eann

Chase First Banking - Best Debit Card For Kids

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